Education Pays

I know a lot of us are dreading the first days and weeks of school. Endless nights stop but after study shots are an option though. Besides the cold weather and reports that are in the future, there's something else that could give us a since of happiness until summer is at its beginning again. I asked around to a few friends and associates and a good number of them have given me a broad consistent consensus . Those who use financial aid all have cash left over after books and classes. They have different expenses so of course their leftovers are all different but they also all remember not remembering where any of that money has went since they started receiving it. Maybe some of it but never all of it and it was never used for anything necessary. What I realized is that they all had at least $500. Now that isn't a fat wallet but a good place to start with an investment or a good introduction deposit into any forex trading account. I think it would be in all of our best interests to find a way to make good use of this money. Now I can't make anyone believe that they don't have to spend this money and that it could actually be used for good. I would consider receiving money your borrowing a liability that you would want to decrease off your personal financial statements. Now in my mind, money borrowed is money that needs to be put to use so that it pays for itself. Me personally I would use the money to make a few currency market trades in a swing trading method. I'd employ standard risk aversion techniques such as never exposing more than 10% of my entire portfolio in one trade and no more than 20% at any given time. I wouldn't be too aggressive but I would certainly try to out perform the interest I'm being charged on that loan. To practice another investment method, I would do some good old fashioned stock and company research and try to find the best valued stock that will give me full potential of my capital and the least amount of risk. That means you consider the amount of capital you have to invest with. If it's anything between $500 and $1000 you should stay in the $12 and under stock zone. This will give you the buying power to purchase enough shares to earn you measurable profits. If you're capital is between $1100 and $2000 I would look for stocks at $21 and under. With a maximum price per share at this level, commissions are outweighed by the amount of purchasing power you have. If you're working with anywhere between $2100 and $3500 then shares between $33 and $35 are in your price range. The best thing about having more money is that the quantity of currency gives the ability to properly diversify; So if you do have a higher amount of capital keep in mind that you want to try to diversify your portfolio as much as you can. That's how you lower your risk exposure and keep your portfolio balanced and safe from volatility in the markets meaning that you have less chances to lose less money. So let's recap yo...If you get any refund money from school, invest it. Make that money pay for itself, it's only right. Step two to this equations is to follow my price guidelines for buying stocks. Lastly, remember to limit your risk. If you follow these simple steps maybe, and just maybe, that money you invested will be paying for the rest of that money you borrowed, or at least some of it. I hope this advice is considered folks. Keep your mind happy and keep your investments safe.